Once you have viewed a property and you like what you see, then you will need to contact us to discuss submitting an application. Taking a little time now to ensure that your application is completed correctly and ensuring you have supplied all the necessary information from the outset will speed up the referencing procedure, saving you time in the long run!
Who will need to complete an application?
Only married couples will be treated as joint applicants, in all other cases applicants will need to complete separate application forms. Both incomes will be taken into account when considering affordability. Any person over the age of 18 years will be required to sign the Tenancy Agreement. Note: Administration fees may apply when renting a property in England, Wales or Northern Ireland. For more details, please contact us.
What does the application process involve?
- Electoral roll and current/previous address verification
- Credit report, CCJ and bankruptcy check
- Employers and previous landlord/letting agent reference
- Stability check and bank account confirmation
You’ll need to provide details of your employment, including a contact name and telephone number of someone who is able to verify the information by fax or email. When obtaining a letter from your employer it should confirm the following:
- Your Position within the company
- Type of Contract – ie permanent or temporary and start/end date
- Your Salary
- NI number
In addition to the above you should also provide 2 most recent monthly or 3 most recent weekly payslips. Affordability will be awarded on payslips if there is no response from the employer.
The salary levels listed below can be used as a guide to establish whether or not you will be accepted on affordability based on the monthly rental amount (applicants are jointly responsible for the rent amount and affordability is calculated in this manner).
£300 pcm £9,000
£350 pcm £10,500
£400 pcm £12,000
£450 pcm £13,500
£500 pcm £15,000
£550 pcm £16,500
£600 pcm £18,000
You’ll need to provide either 3 years profit and loss accounts or details of your accountant who will be able to verify the information.
It is advisable that you speak with the Council to find out what assistance you are entitled to, if any, and how much you are likely to be awarded on a monthly basis. In most cases we would request that a guarantor is put in place for applications where the tenant is not working and/or in receipt of benefits. Please contact our office to find out if the property you are interested in is attainable bearing in mind your individual circumstances.
We would recommend that in addition to your own application, you submit a guarantor application, as it is likely that the affordability criteria will not be met.
You should supply proof of income/pension which can include 2 recent pension advices or 3 recent bank statements. Also where applicable, proof of investment should be provided.
You should bring your passport and work permit along with your application and if you have been a resident in the UK for more than 6 months, a utility bill or bank statement.
Please feel free to contact our office to progress your application further – we look forward to being of service to you.